The dealer has no decisions: draw to 16, stand on 17, and the panel says what happens on soft 17. Each dealer rule line, what it costs in percentage points, and what that is on a £20 hand.
Read early, late and conditional surrender through a £20 settlement table. See why requesting surrender before the reveal need not guarantee half back.
Follow two split-ace hands through a £20 settlement ledger. Separate one-card restrictions, re-splitting, blackjack classification and dealer-blackjack treatment.
Soft 17, 6:5 payouts, double after split, re-split aces, surrender, deck count and dealer peek: what each rule adds to the house edge, with the arithmetic and a rule-panel checklist.
Draw to 16, stand on 17, soft 17 as the panel says; blackjack pays 3 to 2 or 6 to 5; insurance pays 2 to 1; a dealer blackjack makes a player blackjack a standoff.